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Table
of Contents for this issue.....
1.
Authors
Comments
2.
Article
About Retirement
3.
Write Articles and Multiply the Results of Your
Marketing
Effort
4.
Handy
to Know Basic HTML tags
Author's
Comments
Not much this week.
Monday was a day trip to
Houston
.
I get to use the company plane for those trips
(Southwest Airlines).
Susanna, our daughter, passed through town on
business trip so we enjoyed
a quick visit with her.
This week’s issue focuses on
writing articles.
We have included an article that was recently
published in eZine
Articles.com about retirement planning and how a retirement job helps
your
retirement finances.
Linda and I are going on
vacation September 8 - 15.
We will publish an issue on September 8, but we will
not publish on
September 15.
Article About Retirement
I
wrote the following article to publish in the various article sites on
the Net
to attract traffic to the Retirement Jobs Online website.
It is not about how to be an online entrepreneur
after retirement, but
rather, it shows the very positive impact that income from a retirement
job has
on your retirement finances.
I
recommend that you read this and use the calculators for answering the
“what
if” situations that you might want to test concerning your retirement.
I especially like the MSN Calculator for testing
various scenarios.
Plug in your projected retirement income into the
calculators to see that
working as an entrepreneur after retirement can have a VERY positive
impact on
your retirement finances. Enjoy.
A
Retirement Job-
A Great Way
to Stretch
Your Retirement
Savings
As a
part of your retirement planning, have you thought about a retirement
job?
Continued
income from a post retirement job can have a very substantial positive
impact on
your retirement finances.
Let’s
do a fast calculation and see the impact of an after retirement job on
your
retirement finances. Let’s calculate the amount of investment that you
need to
generate a monthly income of $1,000 per month.
To do
this we need to make a few assumptions. Assume the income generation
rate of
your investments is five percent (5%). Let’s assume that we are not
going to
take any principle from your investments to do this. This will leave
the
principle intact for use later after you have stopped working in your
retirement
job.
The
calculation is how much principle is needed to generate $12,000 per
year ($1,000
per month). The formula is principle divided by the income interest
rate
($12,000/.05 = $240,000). I think you will agree that is a large amount
necessary to generate $1,000 of income per month.
However,
a thousand dollars per month is not too large an amount to expect to
make in a
retirement job and just look at the impact that it has on preserving
your
retirement investment.
Three
retirement calculators on the Net that include income from work after
retirement
in the calculations are the AARP
Calculator, the Employee
Benefit Research Institute Calculator, and the MSN
Calculator. The MSN calculator is especially
easy to use and is very
visual so you can see the results as you change the variables.
These
calculators have a weakness since they ask for the amount of annual
income from
a job after retirement, but they do not ask for the age when that
income will
stop. They assume the income will continue until death which may not be
accurate. We are all living longer, but most of us will not be working
at age
90.
These
three retirement calculators are the more realistic calculators on the
Net. They
help us calculate how much money we will need to retire. However, they
do not
help us manage our retirement funds after we retire.
Once we
retire, the variables involved in calculating retirement finances are
greatly
reduced. Unless Aunt Bess leaves you an unexpected inheritance in her
will, you
know what your retirement savings are that have to last your lifetime.
Unless
inflation runs away during our retirement, the major variables we have
to
consider are how much we budget to spend each year, the amount we make
from our
retirement job, and how long we choose to work at that retirement job.
A
retirement calculator that will help you plan your after retirement
finances can
be found at the Retirement Jobs Online website (http://www.retirement-jobs-online.com).
This calculator will help you determine how long your retirement
savings will
last under various different situations.
As part
of your retirement plan, you can use the Internet and work from home on
your own
schedule to generate the income that will extend your retirement
savings. Use
the calculators mentioned above to see the real impact income from a
retirement
job can make on your retirement finances.
Thousands
of people are using the Internet to make a full time living. Why not
use it for
retirement work and make some money to boot? This will be a nice
supplement to
your retirement income from your investments and Social Security. And
you can
have some fun in the process.
I wish
you a great and productive retirement.
Authors
Note: End of the published article.
Write
Articles and Multiply the Results of Your Effort
Being an
online entrepreneur is a solo experience
and since usually we are a company of one or two, we need to find ways
to
multiply our efforts and get the most “bang” for our time.
This can be done by writing articles and using them
or using the basic
information in them many times over.
You remember
the article about being an
inforpreneur from Volume
1, Issue 18? Linda
and I edited
it for submission to the eZine Articles site and it was published last
week.
Publishing
articles on sites like this give you
exposure on the Net and can establish you as an expert in your field.
It is an important part of creating traffic to your
website and
establishing your credibility. When
a person has the word “author” in his/her credintials, the reader
immediately has an increased level of respect for the writer.
Creating a
300 (minimum of 200 words) word article
is not difficult if you follow the guidelines for publishing that are
posted on
each site. I always
start the
submission process with www.ezinearticles.com
since I feel it is the most difficult site on which to publish an
article.
In my opinion, if you get an article accepted by
eZine Articles, you will
get it accepted by the other sites.
Take note
that we are using the same basic
information over and over again. This
is leveraging your efforts. We
created the original article.
Tim
Knox
read it, liked
it, and picked it up in his newsletter.
This
brought us great exposure and new subscribers.
We modified it slightly to satisfy the requirements
of the eZine Articles
site. It was
accepted and posted
there (http://ezinearticles.com/?A-Great-Retirement-Job---Infopreneur&id=275390).
In the article, we do a little mild selling (eZine
Articles will not
allow blatant promotion) and at the end we are allowed to sell
ourselves and our
websites. This is
where the reader
is invited to come to our sites.
After this
article was accepted by eZine Articles,
we will post it on other article sites:
This
multiplies the chances that someone will see your article and accept
you as
credible. This will
make them want
to read more on your websites. The
multiple listings also increase the links on the Net that point back to
your
website. This is a
factor that the
search engines use to rank your website on the search engine results
pages.
Now
to get you started. Think
about what
topic you like and about which you are knowledgeable.
Sit down in front of your word processor and start
putting words on the
screen. Get a rough
draft and let it
sit a day or two. Come
back and see
if it still looks good. Get
someone
to proof it for you. (Linda
does a
great job critiquing and editing what we create).
The
next step is to get the article published.
I
will make you a deal. You
sit down
and write that first article and next week, I will lead you through the
process
of how to log on eZine Articles, set up your author account, and submit
your
first article.
Wait!
One more thing that you will need to write is what
you want the world to
know about you. This
will be entered
in your bio information on each article site.
This is really more valuable than your article since
this is where you
attract your readers to your websites.
I
recommend that you go this article on eZine publishing by Chris King.
Read the article but concentrate on the bio at the
bottom.
http://ezinearticles.com/?Freelancers-and-Entrepreneurs:-Top-Ten-Reasons-for-Creating-and-Sending-Out-a-Regular-E-Newsletter&id=283112.
Take a look at my bio at http://www.ezinearticles.com/?expert_bio=John_Howe.
Use these and others that you can read on eZine
Articles to style your
own bio.
While
you are working on the eZine Articles site, read the Editorial
Guidelines (http://ezinearticles.com/editorial-guidelines.html)
so you know how to structure your article.
There
you have it. Your
assignment for
next week is to have your article ready to publish on eZine Articles.
Handy
to Know Basic HTML tags
Author’s Note:
These recommended tags came from the Site Build It
website.
Thanks to them for the information.
In order to
show these tags as text and not have
the browser execute them, there are codes that tell the browser to
treat all
HTML in the tag range as text and do not execute them.
Unfortunately, not all of these are standard with
each browser.
I will start and end this article with the XMP tag.
I do not know how it will display, so if you see
XMP, that is the reason.
<XMP>
Special
Note:
Anytime you opt to use a "tag" (except for the <P> and
<BR> tags), always remember to close that tag. In other
words, if you
decide to place some text in bold with the <B> tag, but
forget to put in
the closing </B> tag, ALL your text
following the tag will be bold.
Take note that the closing tag is the opening tag
with the forward slash
“/”.
For
those of you reading this in pure text
format, you will have to use your imagination on some of the tags that
do not
work in text or go to the HTML copy on the website.
Bold
Use the
<B>BOLD</B> tag to
highlight/bold a word. For example,
<B>fast</B> results in fast.
Italic
Use the
<I>ITALIC</I> tag to
italicize a word. For example, <I>fast</I>
results in fast.
Color
To put the word "apple" into the color "red," as an example,
use <FONT COLOR=RED>apple</FONT> which
results in apple.
Simply stating the color will work for the common colors -- as you can
see,
<FONT COLOR=BLUE>sky</FONT> results in sky.
You can do the same for other colors -- simply replace "red" or
"blue" above with the word "yellow" or "green" or
"purple" or "orange" or "navy."
New
paragraph
<P> breaks a new paragraph. Use this instead of two
carriage returns.
Break
tags
The break tag stops the
line at the break and forces the text that follows the break to start
the next
line.
<BR><BR> is a routine line-break tag.
It will stop the current line and produce a blank
line below it.
Link
Tag
This
code will create the following link
Go to
abc.com.
<A
HREF="http://www.abc.com">Go
to abc.com</A>
See the first part (<A HREF=")? That's the opening "link tag"
(also called "anchor tag"). The </A> closes it and the
URL is
where the link will go to. Try it by clicking on the link above.
</XMP>
That wraps up our issue
for this week. Don’t
forget your
assignment for next week. Write
that
article! Until next
week, stay
tuned.
John
and Linda Howe
www.boomer-ezine.com
www.boomer-entrepreneur.com
www.boomer-marketplace.com
http://boomer-ezine.blogspot.com
http://stores.ebay.com/BOOMER-RETIREMENT-STORE
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